{"product_id":"maternity-leave-budget-planner","title":"Maternity and Parental Leave Budget Spreadsheet","description":"\u003cp\u003eThis maternity leave budget is for parents-to-be who know their leave pay rate but have not yet worked out what it means for the household. It models the pay week by week, shows how far short of normal pay each month falls, and sits on top of a full annual budget.\u003c\/p\u003e\u003cp\u003eThe pram and the cot are the easy part to plan. The harder part is income dropping sharply a few weeks in and staying low for months. This file puts that drop in numbers early enough to save for it.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003ePlease read:\u003c\/strong\u003e This is a tracker tool only, not financial, tax, legal, medical or any other professional advice or advisory service. It records and calculates what you enter; you are solely responsible for checking all figures, rates, dates and results and for every decision you make. By purchasing, downloading or using it, you accept these terms (your statutory consumer rights are not affected).\u003c\/p\u003e\u003ch2\u003eThe dashboard\u003c\/h2\u003e\u003cp\u003eNothing on the dashboard is typed. Choose the full year or one month and the cards, weeks and blocks follow.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eMoney in\u003c\/strong\u003e, with a month-by-month mini chart\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePay, week by week:\u003c\/strong\u003e what every week of leave pays and how far short of normal pay it is\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe leave at a glance:\u003c\/strong\u003e the whole leave as one bar, from the first day to the day back\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eEssentials covered:\u003c\/strong\u003e money in against needs each month, with short months in soft red, and how many months were covered\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe blocks:\u003c\/strong\u003e each block's weeks and weekly pay, and what the whole leave costs\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWhat the leave costs:\u003c\/strong\u003e pay lost against normal pay, adding up month by month\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNeeds, wants, savings\u003c\/strong\u003e as the leave goes on, and the six biggest optional spends\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch2\u003eLeave pay, block by block\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eEach block of leave, for example weeks at 90%, then the statutory rate, then unpaid, with an employer top-up percentage on every block\u003c\/li\u003e\n\u003cli\u003eThree cells run the tab: weekly pay, the statutory rate and the month leave starts. The rate is a cell because it changes every April\u003c\/li\u003e\n\u003cli\u003eThe shortfall per month and as a running total, which is the figure to save before leave begins\u003c\/li\u003e\n\u003cli\u003eCover against your essentials each month, colored red under 1.00\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch2\u003eA full budget underneath\u003c\/h2\u003e\u003cp\u003eFifteen connected tabs: Start Here, Setup, Accounts, Income, Recurring, Transactions, Leave Pay, Bill Calendar, twelve monthly tabs that fill themselves from one transaction list, Annual Summary, Expense Breakdown, Sinking Funds for one-off baby costs, Savings Goals, a No-Spend tab for tight months, and the Dashboard. The worked example is a full year of leave split into four blocks, starting in April.\u003c\/p\u003e\u003ch2\u003eLight and dark editions\u003c\/h2\u003e\u003cp\u003eEvery download includes a light edition and a dark mode template edition. Every tab is restyled, not just the dashboard, and both use the same formulas. Each comes filled with a worked example and blank, in Excel and in Google Sheets, so you can plan your maternity pay and baby budget in whichever look suits you. It works just as well as a parental leave pay planner for any new parent.\u003c\/p\u003e\u003ch2\u003eWorks with\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eMicrosoft Excel 2016, 2019, 2021 and Microsoft 365, on Windows and Mac, and LibreOffice\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets with a free Google account. The Google Sheets version is a real workbook you make your own copy of, not a PDF with a link in it.\u003c\/li\u003e\n\u003cli\u003eNo dynamic arrays, no macros, no add-ins and no subscription\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch2\u003eWhat you download\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eLight edition: the Excel workbook filled with a worked example, and a blank one\u003c\/li\u003e\n\u003cli\u003eDark edition: the same two files in the dark design\u003c\/li\u003e\n\u003cli\u003eThe instruction guide, which has one-click links to the Google Sheets versions (light and dark, filled and blank)\u003c\/li\u003e\n\u003cli\u003eThe terms of use as a PDF\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eYour files are ready to download as soon as payment clears. The template is for personal and business use on your own devices, so please do not share or resell the files. Questions before or after you buy? Use our contact page and we will help.\u003c\/p\u003e\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\u003ch3\u003eDoes it work in Excel and Google Sheets?\u003c\/h3\u003e\u003cp\u003eYes. You download Excel workbooks for Excel 2016 or later on Windows and Mac, and the instruction guide has one-click links to make your own copy in Google Sheets with a free Google account.\u003c\/p\u003e\u003ch3\u003eCan I enter my employer's top-up?\u003c\/h3\u003e\u003cp\u003eYes. Leave is set up in blocks, and every block has its own employer top-up percentage.\u003c\/p\u003e\u003ch3\u003eWhat if the statutory rate changes?\u003c\/h3\u003e\u003cp\u003eThe statutory rate is a single cell on the Leave Pay tab, so you update it once and everything recalculates.\u003c\/p\u003e\u003ch3\u003eIs it only for maternity leave?\u003c\/h3\u003e\u003cp\u003eNo. You set the weekly pay, the blocks and the month leave starts, so it works for parental leave too.\u003c\/p\u003e\u003ch3\u003eWhat is the difference between the light and dark editions?\u003c\/h3\u003e\u003cp\u003eOnly the look. Both have the same tabs and formulas, and both are included in every download.\u003c\/p\u003e","brand":"OPXVIA","offers":[{"title":"Default Title","offer_id":67597871775838,"sku":"OPX-210","price":24.0,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0769\/2094\/6782\/files\/maternity-leave-budget-planner-01.jpg?v=1790833124","url":"https:\/\/opxviashop.com\/products\/maternity-leave-budget-planner","provider":"OPXVIA","version":"1.0","type":"link"}