{"product_id":"new-parent-baby-budget","title":"New Parent Budget and Baby Costs Spreadsheet","description":"\u003cp\u003eThis new parent budget starts with the real money problem of a new baby: the income during leave, not the price of the pram. It is for expecting and new parents who want to see, month by month, what parental leave does to the household.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003ePlease read:\u003c\/strong\u003e This is a tracker tool only, not financial, tax, legal, medical or any other professional advice or advisory service. It records and calculates what you enter; you are solely responsible for checking all figures, rates, dates and results and for every decision you make. By purchasing, downloading or using it, you accept these terms (your statutory consumer rights are not affected).\u003c\/p\u003e\u003ch2\u003eParental leave, modeled\u003c\/h2\u003e\u003cp\u003eThe leave-pay ramp shows pay coming in, spending going out and a running balance for twelve months. In the demo, full pay runs to the end of March, then statutory leave pay at 55% for the nine months after. The household goes from 8,280 a month to 6,498, runs a small deficit from April, and still finishes the year 2,190 ahead, and you can see exactly which bills made that possible.\u003c\/p\u003e\u003ch2\u003eBaby costs, done properly\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eA one-off baby costs list with budget against actual for every item, a second-hand column, and what you still have left to buy\u003c\/li\u003e\n\u003cli\u003eEvery monthly baby cost, with the yearly figure beside it\u003c\/li\u003e\n\u003cli\u003eLeave-pay ramp: pay in, spend out and a running balance for twelve months\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch2\u003e27 connected tabs\u003c\/h2\u003e\u003cp\u003eAround the baby tabs sits a complete family budget. Everything reads from one transaction list, so nothing is typed twice and there are no pivot tables to refresh.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e2,000 transactions and 40 categories, all renameable\u003c\/li\u003e\n\u003cli\u003eEvery figure calculated: budgets, variances, totals and percentages\u003c\/li\u003e\n\u003cli\u003eOver-budget and overdue amounts color themselves\u003c\/li\u003e\n\u003cli\u003eDrop-down lists that grow as you add accounts and categories\u003c\/li\u003e\n\u003cli\u003eCharts that redraw from your own numbers, not pictures\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eIt works as a baby budget for the shopping list and as a monthly budget for everything else, from one set of numbers.\u003c\/p\u003e\u003cp\u003eYou get a filled-in copy as well as a blank one: a full demo year you can click through, and a blank ready for your own money, in Excel and Google Sheets. It uses no dynamic arrays, no macros and no add-ins, so it behaves the same in every supported version, and the Google Sheets version is a real workbook, not a PDF with a link in it.\u003c\/p\u003e\u003ch2\u003eWorks with\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eMicrosoft Excel 2016, 2019, 2021 and Microsoft 365, on Windows and Mac, and LibreOffice. No Microsoft 365 subscription required.\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets with a free Google account. No Google account is needed for the Excel files.\u003c\/li\u003e\n\u003cli\u003eNo add-ins, no macros, no subscription and no bank connection\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch2\u003eWhat you download\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eThe Excel workbook filled with a worked example, and the same workbook blank and ready for yours\u003c\/li\u003e\n\u003cli\u003eThe instruction guide, which has one-click links to the Google Sheets versions (filled and blank)\u003c\/li\u003e\n\u003cli\u003eThe terms of use as a PDF\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eYour files are ready to download as soon as payment clears. The Start Here tab walks you through setup in a few minutes. The files are for your own household; please do not share or resell them. Questions before or after you buy? Use our contact page and we will help.\u003c\/p\u003e\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\u003ch3\u003eCan I use it in Excel and Google Sheets?\u003c\/h3\u003e\u003cp\u003eYes. You get Excel files for Excel 2016 or later on Windows and Mac, and the instruction guide has one-click links to make Google Sheets copies with a free Google account.\u003c\/p\u003e\u003ch3\u003eCan I change the leave pay to match my own situation?\u003c\/h3\u003e\u003cp\u003eThe demo uses full pay to the end of March and then 55% for nine months. You enter your own pay in and spending out, and the twelve-month running balance follows.\u003c\/p\u003e\u003ch3\u003eDoes it include a baby shopping list?\u003c\/h3\u003e\u003cp\u003eYes. The Baby Costs tab lists one-off items with budget against actual, a second-hand column and what is still left to buy.\u003c\/p\u003e\u003ch3\u003eDoes it track ongoing monthly baby costs?\u003c\/h3\u003e\u003cp\u003eYes. Every monthly baby cost is listed with its yearly figure beside it.\u003c\/p\u003e\u003ch3\u003eDoes it connect to my bank?\u003c\/h3\u003e\u003cp\u003eNo. There is no bank connection, no add-ins and no macros. You enter or paste your own transactions.\u003c\/p\u003e","brand":"OPXVIA","offers":[{"title":"Default Title","offer_id":67597863813214,"sku":"OPX-064","price":22.0,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0769\/2094\/6782\/files\/new-parent-baby-budget-01.jpg?v=1790832291","url":"https:\/\/opxviashop.com\/products\/new-parent-baby-budget","provider":"OPXVIA","version":"1.0","type":"link"}