{"product_id":"no-spend-challenge-tracker","title":"No-Spend Challenge Tracker Spreadsheet","description":"\u003cp\u003eThis no spend challenge tracker is for anyone doing a no-spend month or a whole no-spend year who wants the streak counted for them. Mark each day with a Y or an N, and the workbook counts your days, your longest run and what all those days were worth.\u003c\/p\u003e\u003cp\u003eWhen a challenge ends, the number everyone mentions is the longest run they managed. A printed grid cannot work that out. This one does.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003ePlease read:\u003c\/strong\u003e This is a tracker tool only, not financial, tax, legal, medical or any other professional advice or advisory service. It records and calculates what you enter; you are solely responsible for checking all figures, rates, dates and results and for every decision you make. By purchasing, downloading or using it, you accept these terms (your statutory consumer rights are not affected).\u003c\/p\u003e\u003ch2\u003eThe dashboard\u003c\/h2\u003e\u003cp\u003eNothing on the dashboard is typed. Choose the full year or any month and the calendar, cards and charts follow.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eNo-spend days:\u003c\/strong\u003e days you spent nothing beyond the bills, with a mini chart\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe month, day by day:\u003c\/strong\u003e a no spend calendar of ticks for the month picked\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe year in a strip:\u003c\/strong\u003e every month's no-spend days and its longest run\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWhat it saved:\u003c\/strong\u003e the value of the no-spend days, adding up through the year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eHardest day and by weekday:\u003c\/strong\u003e the weekday with the fewest no-spend days, and each weekday's share\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe longest run\u003c\/strong\u003e, month by month\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWhere the spend days went:\u003c\/strong\u003e the biggest optional spends for the year or month\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch2\u003eWhat sets it apart\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe longest run, counted for you:\u003c\/strong\u003e it carries over the end of a month, so a streak from late January into February counts as one run\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDays a month does not have are grayed out\u003c\/strong\u003e and skipped, so February 30 is never counted as a slip\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWhat the days were worth:\u003c\/strong\u003e set what an ordinary day costs you and every day held becomes money, per month and for the year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTwo charts on the grid tab:\u003c\/strong\u003e days held month by month, and the longest run as it stood each month\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch2\u003eA full budget underneath\u003c\/h2\u003e\u003cp\u003eThe days you did spend still need somewhere to go, so the grid sits inside a full budget with eleven connected tabs: Start Here, Setup, No-Spend Grid, Accounts, Income, Recurring, Transactions, twelve monthly tabs, Annual Summary, Expense Breakdown and Dashboard. The worked example fills a full year of the no spend tracker: 179 no-spend days, 186 days spent, February the best month at 23 days, and a 13-day longest run from 25 January to 6 February. It works for a no buy challenge, a savings challenge or simple frugal living.\u003c\/p\u003e\u003ch2\u003eLight and dark editions\u003c\/h2\u003e\u003cp\u003eEvery download includes a light edition and a dark edition. Every tab is restyled, not just the dashboard, and both use the same formulas. Each comes filled with a worked example and blank, in Excel and in Google Sheets.\u003c\/p\u003e\u003ch2\u003eWorks with\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eMicrosoft Excel 2016, 2019, 2021 and Microsoft 365, on Windows and Mac, and LibreOffice\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets with a free Google account. The Google Sheets version is a real workbook you make your own copy of, not a PDF with a link in it.\u003c\/li\u003e\n\u003cli\u003eNo dynamic arrays, no macros, no add-ins and no subscription\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch2\u003eWhat you download\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eLight edition: the Excel workbook filled with a worked example, and a blank one\u003c\/li\u003e\n\u003cli\u003eDark edition: the same two files in the dark design\u003c\/li\u003e\n\u003cli\u003eThe instruction guide, which has one-click links to the Google Sheets versions (light and dark, filled and blank)\u003c\/li\u003e\n\u003cli\u003eThe terms of use as a PDF\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eYour files are ready to download as soon as payment clears. The template is for personal and business use on your own devices, so please do not share or resell the files. Questions before or after you buy? Use our contact page and we will help.\u003c\/p\u003e\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\u003ch3\u003eDoes it work in Excel and Google Sheets?\u003c\/h3\u003e\u003cp\u003eYes. You download Excel workbooks for Excel 2016 or later on Windows and Mac, and the instruction guide has one-click links to make your own copy in Google Sheets with a free Google account.\u003c\/p\u003e\u003ch3\u003eDoes the streak carry over from one month to the next?\u003c\/h3\u003e\u003cp\u003eYes. The longest run is counted across month ends, so a run from late January into February is counted as one.\u003c\/p\u003e\u003ch3\u003eHow do I mark a day?\u003c\/h3\u003e\u003cp\u003eChoose Y or N from a dropdown for each day of the twelve months. Days a month does not have are grayed out and skipped.\u003c\/p\u003e\u003ch3\u003eCan I see how much I saved?\u003c\/h3\u003e\u003cp\u003eYes. Set what an ordinary day costs you and every no-spend day turns into money, per month and for the year.\u003c\/p\u003e\u003ch3\u003eWhat is the difference between the light and dark editions?\u003c\/h3\u003e\u003cp\u003eOnly the look. Both have the same tabs and formulas, and both are included in every download.\u003c\/p\u003e","brand":"OPXVIA","offers":[{"title":"Default Title","offer_id":67597871972446,"sku":"OPX-215","price":18.0,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0769\/2094\/6782\/files\/no-spend-challenge-tracker-01.jpg?v=1790833152","url":"https:\/\/opxviashop.com\/products\/no-spend-challenge-tracker","provider":"OPXVIA","version":"1.0","type":"link"}