{"product_id":"savings-challenge-tracker","title":"Savings Challenge Tracker Spreadsheet","description":"\u003cp\u003eThis savings challenge tracker puts six saving games in one spreadsheet, along with somewhere to see what they add up to. Tick off weeks, pull envelopes and mark no-spend days, and the workbook counts what each challenge has put in the jar so far.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003ePlease read:\u003c\/strong\u003e This is a tracker tool only, not financial, tax, legal, medical or any other professional advice or advisory service. It records and calculates what you enter; you are solely responsible for checking all figures, rates, dates and results and for every decision you make. By purchasing, downloading or using it, you accept these terms (your statutory consumer rights are not affected).\u003c\/p\u003e\u003ch2\u003eThe dashboard\u003c\/h2\u003e\u003cp\u003ePick the full year or any month and the cards and both grids follow. Nothing on the dashboard is typed; it fills itself from what you enter.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eSaved in challenges: the total all challenges have saved, with a mini chart by month\u003c\/li\u003e\n\u003cli\u003eThe 52 weeks as tiles: saved, missed or still to come\u003c\/li\u003e\n\u003cli\u003eWhat each challenge put in the jar, month by month\u003c\/li\u003e\n\u003cli\u003eThe jar adding up: the total saved in challenges so far this year\u003c\/li\u003e\n\u003cli\u003eThe no-spend days you ticked on the No-Spend tab\u003c\/li\u003e\n\u003cli\u003eThe 100 envelopes as a ten by ten grid, with the envelopes you pulled lit up\u003c\/li\u003e\n\u003cli\u003eEvery challenge against its target, the finished ones shaded darker\u003c\/li\u003e\n\u003cli\u003eHow far each goal on the Savings Goals tab has got\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch2\u003eSix money challenges\u003c\/h2\u003e\u003cp\u003eEach challenge shows what it is worth if you finish it. Complete all six and they add up to 13,228 dollars.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eThe 52 week challenge\u003c\/li\u003e\n\u003cli\u003eThe 100 envelope challenge\u003c\/li\u003e\n\u003cli\u003eA round-up challenge\u003c\/li\u003e\n\u003cli\u003eA five-dollar bill challenge\u003c\/li\u003e\n\u003cli\u003eA pantry challenge\u003c\/li\u003e\n\u003cli\u003eA no spend challenge\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch2\u003eTen connected tabs\u003c\/h2\u003e\u003cp\u003eEverything reads from one transaction list, so nothing is typed twice and there are no pivot tables to refresh. Next to the challenges sits a Savings Goals tab, so it is a savings tracker and a budget spreadsheet as well as a set of games.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e2,000 transaction rows and 40 categories, all renameable\u003c\/li\u003e\n\u003cli\u003eEvery figure calculated for you: totals, variances and percentages\u003c\/li\u003e\n\u003cli\u003eOver-budget and overdue amounts change color on their own\u003c\/li\u003e\n\u003cli\u003eDropdown lists that grow as you add accounts and categories\u003c\/li\u003e\n\u003cli\u003eCharts that redraw from your own numbers, not pictures\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch2\u003eA filled-in copy to learn from\u003c\/h2\u003e\u003cp\u003eBesides the blank workbook you get a full demo year to click through, so you can see every tab working before you enter your own numbers. Both come in Excel and in Google Sheets.\u003c\/p\u003e\u003ch2\u003eWorks with\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eMicrosoft Excel 2016, 2019, 2021 and Microsoft 365, on Windows and Mac, and LibreOffice. No Microsoft 365 subscription needed.\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets with a free Google account. The Google Sheets version is a real workbook, not a PDF with a link in it.\u003c\/li\u003e\n\u003cli\u003eNo dynamic arrays, no macros, no add-ins and no bank connection\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch2\u003eWhat you download\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eThe Excel workbook, filled with a worked example\u003c\/li\u003e\n\u003cli\u003eThe same workbook, blank and ready for your own numbers\u003c\/li\u003e\n\u003cli\u003eThe instruction guide, with one-click links to the Google Sheets versions (filled and blank)\u003c\/li\u003e\n\u003cli\u003eThe terms of use as a PDF\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eYour files are ready as soon as payment clears. The template is for personal use on your own devices; please do not share or resell the files. Questions before or after you buy? Use our contact page and we will help.\u003c\/p\u003e\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\u003ch3\u003eCan I use it in Google Sheets or Excel?\u003c\/h3\u003e\u003cp\u003eBoth. The Excel workbook runs in Excel 2016 or later on Windows and Mac, and the instruction guide has one-click links to the Google Sheets versions for a free Google account.\u003c\/p\u003e\u003ch3\u003eWhich savings challenges are included?\u003c\/h3\u003e\u003cp\u003eSix: the 52-week, the 100-envelope, round-up, five-dollar bill, pantry and no-spend challenges. Each shows what it is worth if you finish it.\u003c\/p\u003e\u003ch3\u003eHow much would I save by finishing all six?\u003c\/h3\u003e\u003cp\u003eThe challenges add up to 13,228 dollars if you complete every one.\u003c\/p\u003e\u003ch3\u003eCan I run more than one challenge at a time?\u003c\/h3\u003e\u003cp\u003eYes. The dashboard shows every challenge against its target side by side, and what each one put in the jar each month.\u003c\/p\u003e\u003ch3\u003eIs there space for my own savings goals?\u003c\/h3\u003e\u003cp\u003eYes. There is a Savings Goals tab, and the dashboard shows how far each goal has got.\u003c\/p\u003e","brand":"OPXVIA","offers":[{"title":"Default Title","offer_id":67597860143198,"sku":"OPX-013","price":22.0,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0769\/2094\/6782\/files\/savings-challenge-tracker-01.jpg?v=1790831997","url":"https:\/\/opxviashop.com\/products\/savings-challenge-tracker","provider":"OPXVIA","version":"1.0","type":"link"}